Terms of Service

1. Acceptance of Terms

By accessing and using FinancePlug ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

FinancePlug provides financial planning tools, budget calculators, and educational resources to help users manage their personal finances. Our services include:

• AI-powered budget calculators and financial planning tools
• Personalized financial recommendations and insights
• Educational content about personal finance and money management
• Goal tracking and progress monitoring features
• Premium subscription services with advanced features

3. User Accounts and Registration

To access certain features of our service, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. User Conduct and Responsibilities

You agree not to use the service to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Upload or transmit malicious code or harmful content
• Attempt to gain unauthorized access to our systems
• Use the service for any commercial purpose without our consent
• Provide false or misleading financial information
• Share your account credentials with others

6. Subscription Services and Payments

Premium subscription services are subject to the following terms:

• Subscription fees are billed in advance on a recurring basis
• You may cancel your subscription at any time
• Refunds are provided according to our refund policy
• We reserve the right to change subscription prices with notice
• Payment processing is handled by secure third-party providers

7. Intellectual Property Rights

The service and its original content, features, and functionality are owned by FinancePlug and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our service. By using our service, you agree to the collection and use of information in accordance with our Privacy Policy.

9. Limitation of Liability

To the maximum extent permitted by law, FinancePlug shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or business opportunities
• Financial losses resulting from use of our tools
• Interruption of service or system downtime
• Errors or inaccuracies in calculations or recommendations

10. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: legal@financeplug.net
• Address: FinancePlug Legal Team, [Your Business Address]